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Pilot John S. Blosnick’s severance proposal would urge the board to seek shareholder approval of future severance agreements with senior executives. He cited th golden

parachute former Delta CEO Ron Allen got when he left the airline in 1997 — which included a lump sum severance payment of $4.5 million, plus $85,515 in lieu ofmedical and dental benefits, an a nnual retirement payment of $765,000, an annual fee of $25,000 to serve as an advisory director, consulting fees of $500,000 a year for seven years, and, for 10 years, office space, a full-time secretary, a country club membership and dues for the Commerce Club of Atlanta.

The board believes the severance proposal would hurt executive recruiting. Pilot Michael H. Messmore’s proposal asks the board to make some portion of future stock options grants to senior executives to be ”performance based,” which he defines as indexed options, whose exercise price is linked to an industry index; premium-priced stock options, whose exercise price is above the market price on the grant date; or performance-vesting options, which vest when the stock price hits a certain target.

The board says its stock option grants are already appropriately linked to performance. Consolidated Fruit Corp. Ltd. raised its stake in Chiquita Brands International Inc., the banana grower, to 9.2 percent from 8 percent, a regulatory filing said. Our exclusive team of experts provides comprehensive commercial or residential property valuation services in sydney at very affordable rate. Panama City-based Consolidated Fruit, controlled by investor Samuel Navarro, recently bought 270,800 shares between Oct. 6 and Oct. 20 with prices ranging between $1.91 and $2.94 each, according to a Schedule 13D filed Monday with the Securities and Exchange Commission. That includes a purchase on Oct. 20 of 170,800 shares at $1.91.

Navarro now controls about 6.1 million shares. He is the company’s third-largest shareholder behind American Financial Group Inc. and Carl Lindner. Lindner is chairman and chief executive for both Chiquita and American Financial. He also owns the Cincinnati Reds. Last week, Chiquita, one of the world’s top banana producers, said its third-quarter loss w indeed on the strong U.S. dollar compared with European currencies and higher fuel costs. Ied The Cincinnati-based company had a loss from operations of $51.9 million, compared with a los s from operations of $30.7 million a year earlier.

Shares of Chiquita were unchanged at $2 Monday. The stock has fallen about 58 percent so far this year. Convergys Corp. earnings rose 27 percent in the third quarter to $50.4 million on a 21 percent increase in revenues to $544.5 million, it said today.

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Lawmakers will convene in Frankfort on Jan. 6, where they will begin putting together the state’s biannual budget. Fletcher will present his budget to the General Assembly on Jan. 27. Covington Rep. Arnold Simpson, D-Covington, said gaming expansion is popular among his constituents and would bring in needed local revenue, but needed Fletcher’s leadership. “I think that at this time it’s something that may not be accomplished. A lot will depend on how the numbers fall, how the economy goes,” he said. Williams also said that next year the legislature will study another issue dear to the region: transportation funding. He said the state’s road fund was nearly depleted and the state should review its six-year road plan.

“What this new governor will have to do, in cooperation with the General Assembly, is look at the road plan and exactly how far many of the projects are, and whether some projects can be stopped where they are until we can regain some money in the fund, what has to be completed, and what people want,” he said. Williams said that state could issue bonds to pay for infrastructure improvements. Gary Toebben, executive director of the Northern Kentucky Chamber of Commerce, said the state must first balance its budget, a constitutional requirement, but that Northern Kentucky roads should be a legislative priority for the state’s fastest-growing region.

“What I heard was an acknowledgement that there is a real problem with the amount of money in the road fund, and there isn’t money to do the kind of projects we want to do in Northern Kentucky, or across the state,” he said. Essential aspect of understanding the dynamics of the real estate property valauation market and get best and smart valuers from Sydney valuation services from www.sydneypropertyvaluation.com.au. Williams did support another regional priority — building a multi-purpose arena at Northern Kentucky University. “We believe that it’s time to take action on that,” Williams said to applause. “I would tell you if you’re going to build one, you might as well build one for 10,000,” added. Original plans called for a 6,400-seat arena.

Draud said he thinks the arena would be at the top of the legislative priority list after the state funds its big obligations such as education and healthcare. “We’ve gotten (the legislature’s) attention,” Draud said. “But I don’t know if there is going to be any money.” Traffic will be moving onto a new portion of Turkeyfoot Road between Erlanger and Elsmere in the next few days, Kentucky Transportation Cabinet officials said.

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The brokerage rated Firstar a ”buy.”Valuation process is used to find out some disadvantages if property had and then you will try to improve that area.The Forum for Investor Advice , a mutual fund trade organization, has a free brochure, ”Keeping a Cool Head About Y2K,” that explains the talk about possible Year 2000 computer problems and offers suggestions to prepare for any disruptions.

The brochure is available at the group’s Internet site, www.investoradvice.org.Lehman Brothers has upgraded AK Steel Holding Corp. to a ”buy” rating from ”outperform” last week.The recent drop in price for the Middletown, Ohio, steelmaker has made the stock ”compellingly cheap” on the base of its price-to-earnings ratios and free cash flows.

Lehman kept its one-year target price at $35 per share, more than double AK’s recent price in the mid-teens.Patrick Larkin is a staff reporter for The Post. His column appears weekly.

DEAR BRUCE: I have $4,000 in an account earning 3 percent, and I have a pension plan at work. I know nothing about investing, but I feel that I should be doing something more with my money. Would you please suggest how to find CDs or other ways to invest? – S.G., Fort Thomas, Ky.

DEAR S.G.: I would suggest that you get yourself an education. Allowing money to sit around at 3 percent is foolish. You are shoveling money down a rat hole. While a savings account is good for the short term, using it as a parking place is not an investment.I would suggest that you spend some time at the library learning the language of investing and finding out what you can about CDs, mutual funds and the like. Then you would be in a better position to make a decision.

With the amount of money you have, you’ll be very hard pressed to find anyone to help you with that decision unless they are helping themselves. I would look at that advice very carefully.

DEAR BRUCE: I am in a company that matches 401(k) contributions dollar for dollar up to 4 percent. I earn $70,000 a year. I recently received a $6,000 raise, and I would like to put it into my retirement. Which would be the better deal: going into my company plan or going out and doing it myself, by putting it in a Roth IRA or some other area? – J.C., Ind.

DEAR J.C.: You would be better off contributing to your company plan as much as you are able, since this is a straight deductible item now. Who knows if you will need a tax shelter sometime later on? With money above that, you would be well advised to consider the Roth IRA.

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Cincinnati Liberty Garden, corner of Alpine Place and Victory Parkway, Eden Park. Groundbreaking ceremony for the memorial space, beside the Vietnam Memorial, will begin at 11:45 a.m. Thursday, with speaker Cincinnati Mayor Charlie Luken. Color guards, a 21-gun salute and fire trucks from local firehouses. Information. Crescent Springs Community Park, 800 Buttermilk Pike. Candlelight memorial service, 7 p.m. Thursday, with services honoring police and firefighters and music.

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Erlanger Municipal Center, 505 Commonwealth Ave. Memorial service, at noon Thursday, including a color guard and ringing the Fire Memorial Bell. Northern Kentucky Firefighters Memorial, World Peace Bell, Fourth and York streets, Newport. Memorial service at 9:30 a.m. Thursday, with names of the 343 firefighters who died in the line of duty on Sept. 11, 2001, will be read, with keynote speaker Anthony Munoz and a performance by bagpipers.

University of Cincinnati. Second Annual Interfaith Walk for Peace, beginning at 10 a.m. Thursday, ends at the university’s memorial to victims of Sept. 11, which is still under construction by McMicken Hall. Winton Place Memorial and Picnic, 6 to 8 p.m. Thursday, Winton Commons Park. A memorial prayer will be at 6:30 p.m., followed by the picnic. As an insurance account manager, Linda Harlow sits behind a desk five days a week. So when she looked for a way to give back to her community, she didn’t want a desk anywhere in the picture.

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That’s how Harlow and her children and several fellow office workers at Roeding Group of Crestview Hills ended up clearing brush and cutting trees on a hillside Saturday behind New Perceptions, an agency for adults and children with disabilities. They’ll be back this weekend to finish the job as part of their Community Care Week project. The United Way program to match business volunteers with hands-on needs of some of the 160 United Way agencies started in 1987, when one business heard that an agency needed volunteers and decided to send some employees.

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Sigmon scored 18, all on three-pointers. ”We knew what we had to do,” Sigmon said. ”We knew Silver Grove had a good team, and if we didn’t make our shots it was going to be a long game.” Sigmon hit two three-pointers early in the third quarter to give the Camels a 44-38 lead. Silver Grove senior guard Chad McCarter hit successive three-pointers to tie the score at 44 with 4:30 left in the third.

Miller then drained two free throws, and Sigmon followed with another three-pointer to put Campbell County ahead, 49-44. After a Silver Grove turnover on the ensuing possession, junior forward Kevin Reinhardt hit a layup for a 51-44 lead with two minutes left in the third. Silver Grove drew no closer the rest of the game. Miller scored six points and connected on four of six free throws in the fourth quarter, and Reinhardt and senior forward Jordan Futscher each added five as the Camels refused to let the Big Trains back into the game.

”I just try to play my role as a point guard,” Miller said. ”Lately I’ve been scoring a little more, but my main objective is to dish out the ball and help us win.” McCarter almost single-handedly kept the score respectable for the Trains, scoring 18 of Silver Grove’s 30 second-half points. He finished with a game-high 34. ”He’s a good player,” Sigmon said. ”We knew he was going to get his points. We just wanted to key on the rest of the team and make sure they didn’t go on any runs.”

Campbell County led 15-7 early in the first quarter before Silver Grove went on an 11-3 run in the final two minutes. McCarter drilled a three-pointer from half court as the buzzer sounded to tie the score at 18.Our real estate property valuation lawyers or solicitors assist you in the whole process of buying or selling residential property at auctions. The two teams traded leads in the second quarter; with Campbell County taking a 38-35 lead into halftime. Reinhardt recovered from first-quarter foul trouble to score 18 points and provided an inside presence that Silver Grove’s front court couldn’t seem to handle.

Futscher ended with 15 points for the Camels. With the win, Campbell County secured a spot in the 10th Region Tournament. The Camels advanced to the region semifinals last year before falling to Mason County. Campbell County will play Bishop Brossart in the district final at 7 p.m. Friday at Campbell County. It was supposed to be a game that provided a grand send-off for the University of Kentucky’s lone senior, point guard Saul Smith, but it instead proved to be a game that provided a major step forward for UK’s four freshmen.

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Kentucky has seen vast revenue shortfalls and had to make more than $700 million in budget cuts over the last two fiscal years. More shortfalls are predicted this year, and the state legislature has yet to pass a budget for the next two years. Patton said his cabinet has more experience than anyone else would in dealing with the state’s current problems. He predicted most of his handpicked secretaries would leave if he did.

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“The administration of state government is dependent upon the staff that I have around me and the cabinet secretaries,” he said. “As long as that structure remains intact, my ability to administer government is superior to anybody’s that would come into this office and try to put together a new management team.” Patton is under investigation by state and federal government agencies for allegations he misused his office to help, and later hurt, the business of a western Kentucky woman with whom he had an affair.

Tina Conner, 40, said Patton did favors for her nursing home and a road contracting business she owned during their two-year sexual relationship. She said a member of Patton’s staff would tip her off when state inspectors were going to review her Hickman County nursing home. Nursing home inspections are usually unannounced. She also said he helped her construction business earn a special status from the state Transportation Cabinet that would make it easier to get road contracts.

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But when she refused to continue the relationship, Conner said, Patton sicced regulators on her facility, Birchtree Healthcare. The home lost Medicaid and Medicare funding in July and filed for bankruptcy last month. Conner, who is suing Patton for sexual harassment, is trying to get the federal funding reinstated. Patton at first denied the extramarital affair when Conner made public the allegations on Sept. 18. Two days later, he admitted to having an “inappropriate relationship” with Conner, but said he did not abuse his power.